The Buying Process can be intimidating...First time home buyers might feel better to know that they’re not the only ones who feel confused about the home buying process. Nearly all home buyers feel the same way, even if they’ve bought a house in the past, because it’s easy to forget the steps you took to get into a home once the event is behind you.
So How Do You Learn the Basics?“Get Educated” about the home buying customs where you live. Talk to a real estate agent about the typical home buying scenario. This doesn’t have to be a meeting that leads to an agreement for the agent to represent you. (If you are comfortable with your conversation, feel free to start working with that agent.) An agent who won’t take fifteen minutes to help you understand what to expect when you’re buying a home isn’t much of an agent. So if the first few calls don’t produce someone who will help, keep looking.
You need an agent to guide you through the home buying process which means…
You get pre-qualified by a competent lender before beginning
Sets you up on a MLS search with your “specific” criteria
They know how to protect your rights with contingencies
They find the right attorney to work with you and your lender,
Make sure you get the right disclosures and forms
They Educate you on homes with wells and/or septics, buying land, building homes, the list goes on…
Lake Breeze Real Estate would be glad to take the time to help get you started with No Obligation!
Work with a Full Time Experienced Real Estate Broker
In today’s market, things are moving very quickly. You need to be ready to go when you start looking at homes. You need an agent to direct you, whether you are a first time buyer or an experienced buyer, there are so many things you need to know to get started and to get all the right information. You need to be educated. The laws and disclosures are changing every day. Find an experienced agent that you are comfortable with. One that you can share your thoughts, ideas and needs with. It is always best to seek out an experienced real estate agent that can use their information regarding recently listed and sold properties to get you the lowest price possible. Many Buyers are unaware of the fact that in almost every case they are not responsible for paying the agent’s fees; the agent is being paid a commission from the seller.
Keeping you informed
Lake Breeze Real Estate can set you up to receive emails daily of all the new homes (or price changes) on the market that day, that fit your personal criteria. Only the homes in your price range, your areas (towns or cities) of interest, only your school district. Only the info that pertains to you! You don’t need to go searching all over the web, wondering if the info you’re looking at is updated or old. You’ll receive fresh info everyday something new happens.
Get Pre-Qualified For Financing Before Looking
A good real estate agent will have you meet with an experienced mortgage Broker and have you “pre-qualified” right from the start. It is important that you know how much you can comfortably spend on a home, what the current interest rates and closing fees might be. It’s also a great time to check on your credit report. It doesn’t usually cost you anything to get “pre-qualified”. Getting pre-qualified for financing will lock down your price range. It’s also a benefit when you are competing for a home with other offers to have a letter already in place with your offer.
Lake Breeze Real Estate will be glad to give you some recommendations for mortgage brokers we’ve worked with and developed relationships with. Of course you are welcome to work with whom ever you are comfortable with. The same goes with attorneys…we know who specializes in real estate closings, it does make a difference!!
Know The Market Before Making Your Offer
Have your agent prepare all the area sales and comparables in your area as you make your offer. Educate yourself. Go to Open houses, check the local newspapers, search the web. This will help ensure that you do not overpay what the home is really worth. In most cases, this is the same type of information that the seller saw when setting the price of their home. Use Lake Breeze Real Estate’s experience and knowledge of the market to help you through this step.
Understand The Common Negotiating Methods
Some buyers have been told that the best way to get a good price is to low-ball the seller from the start in hopes that the seller will drop their price down fast in their counter offer. In reality this often does nothing more than upset the seller and will probably end up ruining the chance at an acceptable offer to both of the parties involved. Have good communication with your agent, and they will be able to inform you on the many proper ways to negotiate a deal and still get you the lowest price.
My job as your Realtor is to try and help you by making sure you have all the information you need to make an informed decision.
Listing Your Home…
Prepare Your Home for Selling...
List with Lake Breeze Real Estate where you can count on Cindy’s Hometown Warmth & Integrity every step of the way!
It is Time to Take the Plunge...
Don’t Let Your Emotions Take Over…. Lake Breeze Real Estate would be glad to take the time to help get you started with No Obligation!
About Cindy Alves
I am a long time resident of the Canandaigua and Rochester Area, a full time Licensed Real Estate Broker/Realtor® serving my clients since 1996. Member of the Greater Rochester Association of Realtors®, the National Association of Realtors® and the NYS Association Of Realtors®.
Alumnus of both Rochester Institute of Technology
I hope you have found the information that you were seeking. If you are looking to buy a home or list your home, I would be happy to assist you.